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Terms and conditions
The Terms & Conditions of all Taylor Wimpey offers and schemes are provided below. If you have any queries, please contact the Sales Executive at the relevant development.
- Offer is valid on all reservations that take place following the launch of this offer and prior to 31 December 2020, on homes that will legally complete in 2020 or 2021.
- It is available on all UK developments and properties shown on the development pages of our website.
- It is only available on a home that will be the applicant’s main residence and not for investment/buy-to-let properties or second homes.
- You will need to provide proof of eligibility as a ‘care worker’ as we have defined here in order to qualify for this offer and the care worker needs to be purchasing the property (i.e. named on the reservation and title of the property). Taylor Wimpey’s decision in respect of the validity of any proof and eligibility is final.
- You will need to provide proof of your eligible employment in the form of your most recent payslip, together with an email or letter confirmation from your Line Manager confirming your employment. If you are working on a temporary contract, then it needs to be of at least 6 months’ duration and have at least 3 months of the contract term remaining at the time of reservation.
- The Taylor Wimpey Care Worker Discount Offer is available to all current NHS staff, doctors, nurses, midwives, paramedics, social workers, care workers, front line care home worker and other frontline health and social care staff; emergency services employees including those working in 999 call centres for ambulance, police and the fire service; the support and specialist staff required to maintain the UK’s health and social care sector, including prison officers; teachers working in nursery, primary and secondary education and childcare workers; and armed forces personnel who buy a Taylor Wimpey home.
- The value of this offer is 5% of the advertised purchase price of the new home you choose to buy. Although this can be used as a simple discount off the purchase price, there may be other ways we can you help in a more personally tailored way such as help with paying legal costs and estate agency fees, up to the value of this 5% amount. Our Sales Executives will be happy to explore with you the best way we can help.
- There is no cash alternative to the value of this offer.
- Where selected, carpets will be fitted before legal completion, with vinyl floor coverings to the kitchen, bathroom, cloakroom and en suite. A range of options will be made available to select from.
- Only one Care Worker Discount Offer may be used in the purchase of a property and no other Taylor Wimpey offers may be used in conjunction.
- If you are a qualifying care worker who has already reserved a new home from Taylor Wimpey in 2020, but has yet to legally complete your purchase, please speak to your local Sales Executive.
- Availability of this offer in conjunction with Help to Buy is subject to approval from Homes England.
- In the unlikely event of any dispute arising in connection with the entitlement to the discount or benefits confirmed by this offer, Taylor Wimpey has the final decision.
- The photography and computer-generated images used in our visualisation tool are for illustrative purposes only and depict a typical Taylor Wimpey home. The specific properties shown may not form part of this offer.
This offer is subject to status and only available on selected developments and properties. It is not offered with any other promotion unless by special arrangement by us. Photography and computer generated images are indicative of typical Taylor Wimpey homes.
Only one entitlement may be used in the purchase of a property and the armed forces personnel needs to be purchasing the property (i.e. named on the reservation and title of the property). Maximum entitlement is £5,000. In the event of any dispute arising in connection with the entitlement to the benefits confirmed by this offer then our decision thereon shall be final and binding.
The offer is not valid for any purpose other than that described above. Specifically, and without prejudice to the generality of foregoing it is not valid for payment of additional works performed by us in respect of past purchase nor is it convertible into cash. The offer is not transferable. In the event of any dispute between those persons we shall recognise only the first person named in the offer/supplied certificate.
Help to Buy: Equity Loan (2021-23), England. First-time homebuyers who meet affordability and lending terms can borrow an equity loan of up to 20% (40% in London) of the sale price of a new build home. How much you can spend on your home will depend on which region it is in. North East £186,100; North West £224,400; Yorkshire and the Humber £228,100; East Midlands £261,900; West Midlands £255,600; East of England £407,400; London £600,000; South East £437,600; South West £349,000. You must fund at least 80% (60% in London) of the sale price with a mortgage and at least a 5% deposit.
Pay no interest on the loan for the first 5 years. Interest fees start at 1.75% and rise each year in April by the Consumer Prices Index (CPI) plus 2%. You pay a monthly management fee of £1 for the life of the loan. Homes England, the lender, secures the equity loan as a second charge on your Help to Buy home. You must repay the equity loan when you sell the home or pay off your mortgage. You can repay all or part (10% to 30%) of the loan any time before then. An independent financial adviser and a solicitor may be able to help you decide if Help to Buy is right for you.
Terms and conditions apply. This scheme is subject to status and is only available on selected developments and properties in England. Your home may be repossessed if you do not keep up repayments on your mortgage, equity loan or other loans secured against it.
https://www.helptobuy.gov.uk/equity-loan
Eligible applicants will be offered an equity loan of up to a maximum of 20% of the purchase price (based on the open market value).
Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings and any deposit where required. For the first five years there is no fee charged on the equity loan component apart from an administration fee of £1 per month. At the start of year six a fee of 1.75% is payable on the equity loan, which rises annually by RPI inflation plus 1%. The equity loan is provided by Help to Buy - Wales Ltd with funding provided by the Welsh Government and is held as a second charge. Terms and conditions apply and full details will be provided on request. This offer is subject to status and is only available on selected developments and properties in Wales only up to the value of £250,000. It is not offered with any other promotion.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
This offer is subject to status and only available on selected developments and properties. It is not offered with any other promotion unless by special arrangement by us. Photography and computer generated images are indicative of typical Taylor Wimpey homes.
Based on the existing home being valued by our agent and using the easymover scheme, agreed estate agents fees will be paid.
Offer can be withdrawn at any time.
Eligible applicants will be offered an equity loan of up to a maximum of 15% of the purchase price (based on the open market value). Applicants are required to fund at least 85% of the purchase price by means of a conventional mortgage, savings and any deposit where required. The equity loan is provided by the Scottish Government and held as a second charge.
At present there is no set deadline by which purchasers must repay the Scottish Government the equity support which they receive through the Help to Buy (Scotland) Scheme.
Terms and conditions apply and full details will be provided on request. This offer is subject to status and only available on selected developments and properties in Scotland only. It is not offered with any other promotion.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.